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Seasonal / Secondary Home Insurance - Let us find your best coverage - coverage for vacation and second homes

Second homes that sit empty part of the year need a policy written for seasonal occupancy. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Seasonal / Secondary Home Quote Request

Applicant Information:

Have these handy

  • Property address, year built and square footage
  • Roof age and type, and heating / electrical updates
  • Current declarations page
  • Claims in the past 5 years
  • Months the home is occupied each year

Related coverage

Coverage details

What Seasonal / Secondary Home coverage includes

Second homes that sit empty part of the year need a policy written for seasonal occupancy.

  • Dwelling - Repairs or rebuilds the home after fire, wind, theft and other covered losses.
  • Personal property - Furniture, clothing and belongings, at home or away.
  • Personal liability - Injuries to guests and damage you cause to others.
  • Theft while unoccupied - Available with monitored alarms.
  • Freeze protection - Burst pipes when heat is maintained.

Good to know: low-temperature alarms and automatic water shut-offs help qualify seasonal homes.

Not covered: freeze damage if heat isn’t maintained, and vacancy beyond policy limits.

Insurance Application:

Seasonal / Secondary Home

Required forms

Seasonal / Secondary Home Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

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Contact details

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