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Leased Vehicle / Gap Coverage Insurance - Let us find your best coverage - cover the gap between what you owe and what the car is worth
If a leased or financed car is totaled, gap coverage pays the difference between the loan or lease balance and the car's value. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Leased Vehicle / Gap Coverage Quote Request
Applicant Information:
Have these handy
- Year, make, model and VIN of each vehicle
- Driver's license numbers and dates of birth
- Your current auto declarations page
- Lease or loan agreement with payoff amount
Related coverage
Coverage details
What Leased Vehicle / Gap Coverage coverage includes
If a leased or financed car is totaled, gap coverage pays the difference between the loan or lease balance and the car's value.
- Loan / lease gap - Pays the balance above actual cash value.
- Lessor requirements - Meets leasing company liability and deductible rules.
- Collision - Damage to your vehicle from an accident, regardless of fault.
- Comprehensive - Theft, vandalism, fire, hail, flood and animal strikes.
- Liability - Injuries and property damage you cause to others in an accident.
Good to know: gap from your insurer usually costs far less than gap sold at the dealership.
Not covered: overdue payments, late fees and negative equity rolled in from a prior loan, on some policies.
Insurance Application:
Leased Vehicle / Gap Coverage
Required forms
Leased Vehicle / Gap Coverage Supplemental Application (PDF)
Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.
Contact details
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
- Mon-Fri 8:00am - 6:00pm, Sat 9:00am - 12:00pm