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Exotic & Wild Animal Liability Insurance - Let us find your best coverage - for owners of exotic pets and unusual animals

Homeowners policies usually exclude exotic and wild animals. Whether you keep reptiles, big cats, primates, camelids or other unusual animals, send us a few details and we will search specialty markets for liability coverage – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Exotic / Wild Animal Liability Quote Request

Applicant Information:

Have these handy

  • Species, number and age of each animal
  • State and federal permits or USDA license
  • Enclosure description and photos
  • Any prior bites, escapes or incidents

Related coverage

Coverage details

What exotic animal liability covers

Exotic animal liability covers bodily injury and property damage caused by animals excluded from standard homeowners policies.

  • Bites and attacks - Injuries to visitors, neighbors and passersby.
  • Escapes - Injury or damage when an animal escapes its enclosure.
  • Property damage - Damage to vehicles, fences and neighbors' property.
  • Disease transmission - Claims of illness passed from an animal, where covered.
  • Exhibitions - Educational visits and exhibitions, if disclosed.
  • Legal defense - Attorney fees and court costs for covered claims.

Good to know: carriers require proof of permits, licenses and secure enclosures, and may require site photos.

Not covered: animals kept in violation of law, commercial zoos or breeding for sale (separate policy), and injury to handlers you employ.

Insurance Application:

Exotic / Wild Animal Liability

Required forms

Exotic / Wild Animal Liability Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Alpacas in a field
Contact details

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