Societies Insurance

Get a free quote

Youthful Driver Umbrella Insurance - Let us find your best coverage - protect your family when a teen gets behind the wheel

Teen drivers are involved in more serious accidents than any other age group, and many umbrella carriers decline or surcharge households with young drivers. We work with carriers that welcome youthful drivers – send us a few details for a no-cost, no-obligation quote. Prefer to talk? Call 800-616-3490.

Youthful Driver Umbrella Quote Request

Applicant Information:

Have these handy

  • Each driver's name, date of birth and license date
  • Driver training certificates and recent report cards
  • Your auto policy declarations page
  • Any accidents or tickets in the past 3-5 years

Related coverage

Coverage details

What a youthful driver umbrella covers

This is a personal umbrella written specifically for households with drivers under 25, adding liability limits above your auto policy.

  • Auto accident liability - Injuries and damage your teen causes above your auto policy limits.
  • Parental liability - Claims brought against parents for a minor child's driving.
  • Students away at school - Drivers attending college away from home, with or without a car.
  • Borrowed and rental cars - Excess coverage when your teen drives a friend's or rental car.
  • Home liability - Also sits above your homeowners policy for incidents at home.
  • Legal defense - Attorney fees and court costs, usually outside the limit.

Good to know: carriers may require driver training completion, good student status or a telematics program, and higher underlying auto limits.

Not covered: racing, delivery or rideshare driving, and intentional acts.

Insurance Application:

Personal Umbrella – Youthful Driver Household

Required forms

Youthful Driver Umbrella Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Car driving on the highway, covered by auto insurance
Contact details

Prefer to talk?

Scroll to Top