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Excess Workers Comp Insurance - Let us find your best coverage - catastrophe protection for self-insured employers

Self-insured employers and groups still need protection from a catastrophic claim or a bad year. Excess workers comp pays above your self-insured retention, and carriers look at your SIR, payroll and loss development. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Excess Workers Comp (Self-Insured) Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • State self-insurance certificate
  • Ten years of loss runs and triangles
  • Payroll by state
  • Audited financials and actuarial study

Related coverage

Coverage details

What Excess Workers Comp coverage includes

Self-insured employers and groups still need protection from a catastrophic claim or a bad year.

  • Specific excess - Pays a single claim above your retention.
  • Aggregate excess - Pays when total annual losses pass a set point.
  • Employers liability - Excess limits over self-insured EL.
  • Regulatory compliance - Meets state self-insurance excess requirements.
  • Catastrophe protection - Multiple-claimant events from one accident.

Good to know: state regulators set minimum retention and excess requirements, so start the renewal early – underwriters want ten years of loss triangles.

Not covered: losses within your retention, and claims from states where you are not approved to self-insure.

Insurance Application:

Excess Workers Comp (Self-Insured)

Required forms

Excess Workers Comp (Self-Insured) Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

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Contact details

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