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Assigned Risk / State Pool Insurance - Let us find your best coverage - help when the standard market says no

When no carrier will write your workers comp voluntarily, the state assigned risk pool is the coverage of last resort. Pool rates run higher, so the goal is to get you back to the standard market. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Assigned Risk / State Pool Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Declination letters
  • Payroll by class code
  • Experience mod worksheet
  • Proof prior premium is paid in full

Related coverage

Coverage details

What Assigned Risk / State Pool coverage includes

When no carrier will write your workers comp voluntarily, the state assigned risk pool is the coverage of last resort.

  • Statutory benefits - All required medical and wage benefits for injured workers.
  • Employers liability - Defense for employee injury lawsuits.
  • Legal compliance - Proof of coverage for contracts and state law.
  • Path back to market - A clean record in the pool helps you re-enter standard rates.
  • Payment plans - Installment and deposit options through the pool.

Good to know: pools usually require proof that one or more carriers declined you – and many businesses qualify for a voluntary carrier sooner than they think, so we check both.

Not covered: the pool will not cover uncollected premium from prior policies; most pools require all past premium paid before binding.

Insurance Application:

Assigned Risk / State Pool

Required forms

Assigned Risk / State Pool Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

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