Societies Insurance

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Pawn Shop Insurance - Let us find your best coverage - coverage built for pawn shops and pawnbrokers

Pawn shops hold customers' pledged goods and high-value stock, and carriers look at safes, alarms, firearms and jewelry exposure and how pledged items are valued. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Pawn Shop Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Pawnbroker license
  • Value of pledged vs. owned stock
  • Safe ratings and alarm details
  • Five years of loss runs

Related coverage

Coverage details

What Pawn Shop coverage includes

Pawn shops hold customers' pledged goods and high-value stock, and carriers look at safes, alarms, firearms and jewelry exposure and how pledged items are valued.

  • Pledged property - Customers' pawned items held as collateral.
  • Inventory and stock - Forfeited and purchased goods for sale.
  • Robbery and burglary - Cash, jewelry and stock taken in a crime.
  • General liability - Customer injuries and damage at your store.
  • Products liability - Claims from used goods and firearms you sell.

Good to know: carriers usually want jewelry and firearms locked in a rated safe after hours, plus a central-station alarm.

Not covered: unexplained inventory shortage, theft by employees unless crime coverage is added and loss of property later found to be stolen.

Insurance Application:

Pawn Shop

Required forms

Pawn Shop Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Modern retail store interior with display shelves and products
Contact details

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