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Dealer Open Lot Insurance - Let us find your best coverage - physical damage coverage for vehicle inventory

Dealer open lot covers the cars on your lot against hail, theft, fire and vandalism. Carriers price it on peak inventory value, location and lot security. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Dealer Open Lot Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Average and peak inventory values
  • Monthly inventory reports
  • Lot security details
  • Five years of loss runs

Related coverage

Coverage details

What Dealer Open Lot coverage includes

Dealer open lot covers the cars on your lot against hail, theft, fire and vandalism.

  • Hail and wind - Weather damage to inventory on the lot.
  • Theft and vandalism - Stolen or damaged inventory.
  • Fire and flood - Inventory lost to fire or flooding.
  • Transit - Inventory being driven or hauled to your lot.
  • False pretense - Cars taken by fraud, if added.

Good to know: hail is the biggest driver of open lot losses, so carriers in hail states often set a separate hail deductible or ask for hail nets.

Not covered: wear and tear, mechanical breakdown, unreported inventory over the limit and cars sold but not delivered on some forms.

Insurance Application:

Dealer Open Lot

Required forms

Dealer Open Lot Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Rows of new cars parked on a dealership lot
Contact details

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