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Cooperative Apartment Building Insurance - Let us find your best coverage - coverage for co-op apartment buildings

A co-op corporation owns the building and the shareholders lease their apartments, so carriers look at building condition, the board's governance and the proprietary lease's insurance terms. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Cooperative Apartment Building Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Proprietary lease insurance section
  • Building age and system updates
  • Number of units and sponsor-held units
  • Financial statements

Related coverage

Coverage details

What Cooperative Apartment Building coverage includes

A co-op corporation owns the building and the shareholders lease their apartments, so carriers look at building condition, the board's governance and the proprietary lease's insurance terms.

  • Building property - The entire building, including original unit interiors.
  • General liability - Injuries in lobbies, stairwells and common areas.
  • Directors and officers - Claims over admissions, assessments and board decisions.
  • Equipment breakdown - Boilers, elevators and building mechanical systems.
  • Fidelity / crime - Theft of maintenance fees and reserves.

Good to know: local facade, boiler and elevator compliance records carry real weight, and D&O that covers fair housing and admission disputes is worth asking for.

Not covered: shareholder improvements and contents, which belong on each shareholder’s own HO-6 policy.

Insurance Application:

Cooperative Apartment Building

Required forms

Cooperative Apartment Building Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

A modern apartment building with glass balconies
Contact details

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