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Habitational Crime & Security Insurance - Let us find your best coverage - coverage for crime and security exposures at residential properties

Apartment owners are often sued when a tenant or guest is assaulted on site, and carriers price this on local crime levels, lighting, access control and security staffing. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Habitational Crime & Security Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Police calls or crime report for the address
  • Security contract and guard schedule
  • Camera and access control details
  • Incident log for the past 3 years

Related coverage

Coverage details

What Habitational Crime & Security coverage includes

Apartment owners are often sued when a tenant or guest is assaulted on site, and carriers price this on local crime levels, lighting, access control and security staffing.

  • Assault and battery - Claims for injuries from criminal acts on your property.
  • Negligent security - Allegations that lighting, locks or guards were inadequate.
  • Employee theft - Theft of rents and deposits by staff or managers.
  • Funds transfer fraud - Fake payment instructions and hacked email.
  • Umbrella - Higher limits above the assault and battery sublimit.

Good to know: a written security assessment, working cameras with saved footage and documented fixes after incidents carry real weight with underwriters.

Not covered: intentional acts by you or your employees, and many policies cap assault and battery at a sublimit well below the GL limit.

Insurance Application:

Habitational Crime & Security

Required forms

Habitational Crime & Security Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Security guard on duty
Contact details

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