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Senior Living Insurance - Let us find your best coverage - coverage for independent senior living communities
Independent senior living looks like apartments but carries more fall, emergency response and abuse exposures, and carriers check carefully that no hands-on care is provided. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Senior Living (Independent) Quote Request
Applicant Information:
Have these handy
- Number of units and residents
- List of services provided
- Age restrictions
- Emergency call system details
Related coverage
Coverage details
What Senior Living coverage includes
Independent senior living looks like apartments but carries more fall, emergency response and abuse exposures, and carriers check carefully that no hands-on care is provided.
- Building property - Residential buildings, dining and common areas.
- General liability - Falls and injuries to residents and visitors.
- Abuse and molestation - Claims involving residents and staff, often sublimited.
- Professional liability - If any concierge or wellness services are offered.
- Loss of rents - Rental and service income lost after a covered loss.
Good to know: carriers treat any help with medication, bathing or dressing as assisted living, so be clear about which services residents buy from outside providers.
Not covered: medical care, assisted living or memory care services and, on many policies, abuse claims beyond a sublimit.
Insurance Application:
Senior Living (Independent)
Required forms
Senior Living (Independent) Supplemental Application (PDF)
Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.
Contact details
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
- Mon-Fri 8:00am - 6:00pm, Sat 9:00am - 12:00pm