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Dwelling Fire Insurance - Let us find your best coverage - coverage for homes you don't live in full-time

Dwelling fire policies insure houses that are rented out, vacant or otherwise don't qualify for a homeowners policy. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Dwelling Fire (DP-1 / DP-3) Quote Request

Applicant Information:

Have these handy

  • Property address, year built and square footage
  • Roof age and type, and heating / electrical updates
  • Current declarations page
  • Claims in the past 5 years
  • Lease and rent amount

Related coverage

Coverage details

What Dwelling Fire coverage includes

Dwelling fire policies insure houses that are rented out, vacant or otherwise don't qualify for a homeowners policy.

  • Dwelling - Repairs or rebuilds the home after fire, wind, theft and other covered losses.
  • Other structures - Fences, sheds and detached garages.
  • Fair rental value - Lost rent while a covered loss is repaired.
  • Named or open perils - DP-1 covers named perils; DP-3 covers all risks not excluded.
  • Premises liability - Optional liability for tenants and visitors.

Good to know: DP-3 with replacement cost is the best choice for most rentals; DP-1 suits older or lower-value homes.

Not covered: tenants’ belongings, and wear and tear.

Insurance Application:

Dwelling Fire (DP-1 / DP-3)

Required forms

Dwelling Fire (DP-1 / DP-3) Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

House keys with a small model home for home insurance
Contact details

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